Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Wednesday, October 6, 2010

New Phone - LG Optimus GT540

I have been looking at getting a new phone for a while now as the phone I have been using for the last few years was becoming pretty damn old, did not have any internet access, and the battery was starting to last for less and less time per charge. I finally chose to go with the newly released (in Australia) LG Optimus.
I got the black one on the left
I chose this phone for a few reasons but the main reason is because I am a cheap barstard. I was only looking at phones that I could get for free on the cheapest phone plan available to me which is a $19 a month plan. I went with this plan on the Optus network because this model of phone was available. On this plan I get $70 worth of calls, 100mb worth of data, and unlimited free access to Facebook, Twitter, MySpace, LinkdIn, EBay, and FourSquare.

The Optimus is also the cheapest of the Android phones I have seen around. It runs Android 1.6 which is a little disappointing seeing as I would have liked the more up to date version 2 Android OS but for the price what do you expect. Also it has a resistive touch screen rather than a capacitive screen, although many reviews say it is one of the best resistive touchscreens around it still does not compare to a capacitive touchscreen. In my personal use I have had no problems with the touchscreen at all, but I have played with IPhones before and agree the capacitive screens are better, but it's all about keeping the cost down for me. It is still pretty exciting to have my first Android phone... in fact it is actually the first 'smart phone' I have owned. Also I think it's a pretty sexy looking phone.

I have not had much of a chance to play with it yet because I only got it yesterday but from the stuff I have read online and the videos I have watched on Youtube there are plenty of Apps available. I mean, sure it's no IPhone in the way of apps... but then again it's $40 cheaper a month than the 16GB and $60 cheaper than 32GB IPhone. Also it can multitask (run multiple apps at once) and is very open compared to the IPhone. I am able access the file system and install apps from the PC to the phone with no problems and there is no need to do shit like 'Jailbreak' it like you would need to do with the IPhone.

Wednesday, September 15, 2010

My Financial Situation

I was reading a blog post by the sexy Katie Collins (Check out her blog here, and follow her because she's sexy and stuff) about the evils of credit cards and banks. It made me think of my current financial situation, which is something I don't really like to think about at all, and is kind of fucked. Then I read a reply to one of my posts from the sexy The Loon (Check out his blog here, may or may not be as sexy as Katie but you should still follow him anyway) "Wow, I'm not sure if your blog was supposed to have the concept of us deciding your life, but it's a fucking great idea."
A fucking great idea indeed!

Australian money is colourfull!
So here is the situation. As some of you may or may not already know, I am 24 and still live with my parents. Now I have never had a credit card, never been in dept, and generally spend very little money due to living at home, having no friends, and rarely going out. Because of this I have saved what I would consider (for me, personally) a lot of money, something like $45,000... most of which is now gone as you will see. Now my parents let me live at home with no rent but they are in quite a bit of debt. To help them out with this they have borrowed most of my money from me, over a fair bit of time, which I happily let them have.

How this happened was, originally they borrowed $30,000 and promised to start paying it back as soon as they were on top of the bills again. But instead of slowly paying me back, I have been slowly giving them more and more money to a grand total now of $42,000. The more money I save, the more I give to them.

Now just a few days ago my mum mentioned selling their house so they could pay me back, and I was shocked. I had never realised how far it had gone and how hard it will be for them to ever pay me back. I absolutely do not want them to have to sell their house for me. But at the same time, I want to buy a house of my own. I don't want to be still living with my parents in my late 20's. But the problem is, I need my money to buy a house, my parents need to sell their house to give me my money, I absolutely do not want my parents to sell their house that they have spent their entire lives working towards just for me.

So what is your opinion on this? What do you think I should do? I don't want my parents to sell their house but I don't want to get stuck living at home forever.

TLDR; parents stoled my moneys! wut do?